Terms & Conditions
Last updated: January 25, 2026
1. Acceptance of Terms
By accessing or using the website at https://tjalam.com ("Site") and/or engaging Tjalam.com ("Company", "we", "us", or "our") for services, you ("User", "Client", or "you") agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not access or use our Services.
2. Description of Service
Tjalam.com provides specialized software development services, including but not limited to:
- Custom Fintech Application Development
- Algorithmic Trading Bot Creation
- Web and Mobile Application Development
- Cloud Infrastructure Setup & Maintenance
- Technical Consultancy & Code Audits
3. Client Responsibilities
When engaging our services, you agree to provide accurate, current, and complete information relevant to your project so that we can deliver the agreed work.
You are responsible for the accuracy of information you share with us by email or during project discussions, and for promptly notifying us of any changes relevant to the engagement.
4. Service Delivery & Project Management
Specific deliverables, timelines, and milestones will be outlined in a separate Statement of Work (SOW) or Project Agreement for each engagement. While we strive to meet all deadlines, dates for delivery are estimates only and time shall not be of the essence unless expressly agreed otherwise in writing.
5. Intellectual Property Rights
Client Ownership: Upon full payment of all fees, the Company assigns to the Client all right, title, and interest in the custom software developed specifically for the Client under the agreement.
Company Rights: The Company retains all rights to its pre-existing code, libraries, frameworks, and generic tools used in the development process ("Background Technology"). The Client acts as a non-exclusive licensee for such Background Technology integrated into the deliverables.
6. Payment & Billing
- Deposit: A non-refundable deposit of 50% of the estimated total project cost is required before work commences.
- Balance: The remaining balance is due upon project delivery or deployment to the production environment, whichever occurs first.
- Late Fees: Invoices not paid within 14 days of the due date are subject to a late fee of 1.5% per month on the outstanding balance, or the maximum permitted by law, whichever is lower.
7. Warranties & Disclaimer
Our Services are provided "AS IS" and "AS AVAILABLE". The Company disclaims all warranties, express or implied, including any warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our Services will be uninterrupted, error-free, or completely secure.
8. Limitation of Liability
In no event shall Tjalam.com, its directors, employees, or agents be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data, or other intangible losses. Our total liability for any claim arising out of or relating to these Terms or our Services shall not exceed the amount paid by you to us in the six (6) months preceding the event giving rise to the claim.
9. Indemnification
You agree to defend, indemnify, and hold harmless Tjalam.com and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from your use of the Service or your breach of these Terms.
10. Termination
We may terminate or suspend an engagement immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms. Upon termination, your right to use the Service will immediately cease.
11. Confidentiality
Both parties agree to keep confidential all non-public information disclosed by the other party ("Confidential Information"). Confidential Information shall not be used for any purpose other than to perform obligations under this Agreement. This obligation survives the termination of these Terms.
12. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.
13. Governing Law
These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Patna, Bihar, India to resolve any legal matter arising from the Terms.
14. Dispute Resolution
In the event of any dispute arising out of or in connection with these Terms, the parties shall first attempt to resolve the dispute through good faith negotiation. If the dispute cannot be resolved within thirty (30) days, it shall be referred to and finally resolved by arbitration in Patna, Bihar.
15. Important Disclaimers
Not a Financial Service: Tjalam.com is strictly a technology provider. We are not a financial institution, bank, broker, or investment advisor. We do not hold user funds, execute trades on your behalf, or provide financial advice.
Software Functionality: While we strive for excellence, software development is complex. We do not guarantee that any software developed (including trading bots or algorithms) will be error-free or profitable. You acknowledge that algorithmic trading involves significant risk of loss.
16. Severability
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
17. Entire Agreement
These Terms, together with our Privacy Policy and any specific SOW or Agreement signed between the parties, constitute the entire agreement between you and Tjalam.com regarding the Service and supersede all prior agreements and understandings.
18. Waiver
Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not effect a party's ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute a waiver of any subsequent breach.
19. Survival
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
20. Contact Information
If you have any questions about these Terms, please contact us.
contact@tjalam.com